Make USCOMFIN your first call for competitive commercial loans
             

Loan Programs   

USCOMFIN specializes in brokering the following loan programs and is actively seeking loan submissions nationally.  
We offer competitive pricing with unparalleled customer service and professionalism.

This criteria is a sample range, we have direct access to thousands of commercial lenders globally including some of 
the worlds biggest banks.

Co-Brokers Protected and Encouraged.
 Our Finders Fee is 3% Co-Brokers are paid a total of 33% of all fees paid to USCOMFIN on closing of 
any particular loan or investment. (Excludes Processing Fees)

 

PLAN A-1
$1 Billion Minimum
100% DEBT funding including acquisition and soft costs for projects of $1B or more. Utilizing government guarantees and pension funds you've never seen a stronger verifiable funding source for your super-jumbo commercial loans. Great for many kinds of government projects too. Includes the bond underwriting which could cost $50M or more if you had it done commercially and had to pay a third party to do it. A BRIDGE loan for quicker acquisition funding is available.

Please email application form & broker fe agreement for Plan A-1
Fees


PLAN A-2
$40 Million Minimum
65% or higher LTV depending upon strength and government support, this Conventional International DEBT funding utilizing the same pension funds as Plan A-1 is perfect for for domestic or international projects of many types including municipal, infrastructure, private projects.

Please email application form & broker fe agreement for Plan A-2
Fees

 

PLAN A-3
US $100 Million Minimum
Clients must be able to show 20% in the project.
Projects must be commercially viable and able to service the loan, not humanitarian, direct lender.
OLC requires a $10,000 application earnest deposit, earned on issue of LOI.

Will not fund, oil fields, exploration or other high risk projects, income producing projects only

Please email application form & broker fe agreement for Plan A-3
Fees


PLAN B
$2 Million Minimum
100% DEBT funding from our Dubai fund that requires a refundable 10% cash deposit which they insure to the client. Utilizing their own collateral this one lends at rates beginning at LIBOR plus 2%. Funding of the full loan amount within 90 days and deferred payment options for construction. THIS PLAN IS CURRENTLY ON MORATORIUM FOR NEW BUSINESS THROUGH AUGUST 2008 WHILE IT IS BEING RESTRUCTURED BECAUSE OF THE POOR ECONOMIC ENVIRONMNENT.

Please email application form & broker fe agreement for Plan B
Fees

PLAN C -1
USA Commercial & Land Hard Money: 
Property types: Most commercial property types considered including land 
Lending territory: We lend in the United States and United States territories 
Valuation criteria: Purchase price or commercial broker quick sell value 
Loan-to-value: Up to 70 or 80% on purchases, but 20 to 30% cash is required from borrower at closing 
Amortization: Interest only, monthly 
Loan size: Strike zone is $800,000 to $4,000,000 
Loan term: One (1) year term with renewals if paid as agreed 
Interest rate: 12% interest only 
Prepayment penalty: Usually there is no penalty 
Time to closing: Time varies, but can be as short as ten (10) business days to one (1) month (beyond if borrower delays).  
Email Please email application form & broker fe agreement for Plan C-1

PLAN C -2
$1 Million Minimum
International Hard Money
Appraisals completed by lender
see below

Term
1-3 Years
Lending Area
Worldwide  (where title insurance available)
Property Types
All Commercial properties considered, including land
Loan Size
$1 Million to $50 Million
Interest Rates
Between 12% and 18%
Amortization
Interest Only with no prepayment penalty
Loan to Value
Up to 65%, 100% on construction budget
Funding Fee
Between 0% and 13% taken at closing from loan proceeds
Closing Terms
Closings within 2 weeks

Hard Money Title Insurance Regions

Please email application form & broker fe agreement for Plan C-2

Fees

PLAN D
$10 Million Minimum
100% EQUITY funding for construction IF the land is owned free and clear. Requires 25-35% typical equity stake in the project.

Please email application form & broker fee agreement for Plan D
Fees

PLAN E
$1 Million Minimum
100% PURE EQUITY or DEBT AND EQUITY from international investors and USA pension funds or other similar sources. Requires 20-50% typical equity stake in the project.

Please email application form for Plan E
Fees

PLAN F
$150,000 Minimum USA, $5 Million Minimum International
CONVENTIONAL REFINANCING at great rates for income-producing properties such as hotels - save, refinance now.

Please email application form for Plan F
Fees

PLAN G
$10 Million Minimum to $200 Million or more
HEDGE FUND financing for international or domestic development funding to 75% LTV.

Please email application form & broker fee agreement for Plan G
Fees

PLAN H
Custom Loan Program
High LTV or higher risk plans we start with a site visit that is typically late in the process in other loan programs, meet the borrowers in person, and devise a custom plan if the project proves to have strength and potential.


Please email application form & broker fee agreement for Plan H
Fees

PLAN I
Investment Bankers
Large UAE based international investment bank with global office base.
Looking for investments presented by experienced proven management teams.
Loves oil etc in North Africa.
Investors take approx 40% equity stake.


  Please email teaser guidelines & broker fee agreement for Plan I
  Fees

PLAN J
Investment Trust
USD15 Million
European Registered Trust.
Looking for investments presented by experienced proven management teams.
LTV = 65% max.
Max phase funding is $200M but multiple phases possible.
LIBOR/Euribor or Swiss Frank based loans (Plus margins)
Syndicated Debt Funding Only
Trust Loan Request Procedure
   
TYPICAL STEPS TO A SUCCESSFUL TRANSACTION
Step One initial screening
evaluation of inquiry
expression of interest
   
Step Two submission of Synopsis Report
approval of the proposal
   
Step Three meeting in Vaduz
issuance of the formal Letter of Intent
   
Step Four acceptance of the Letter of Intent
due diligence
clarification/qualification
   
Step Five placement/underwriting/syndication
firm commitment
   
Step Six loan agreement
closing/disbursement
   
Timing  
3 to 5 months, depending on specific circumstances/ requirements
   
Expenses  

Please email application form & broker fee agreement for Plan J Development Project

Please email application form & broker fee agreement for Plan J Refinance Project

Please email application form & broker fee agreement for Plan J AcquisitionProject
Fees

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USD Fee Matrix  25 September 08
Program # On LOI On LOC Acceptance  On Close
#A-1 (Pension Fund)
USD 1 Billion +		 $50,000 (Client must have net worth of USD25 Million) and Liquid cash of USD1m to 2M $1,000,000  Refundable Earnest
Deposit		 Pension Fund 1.5%
Facilitator 0.125%
Total Brokers 3% (after closing)
#A-2 (Pension Fund)
Less than USD1 Billion		 $50,000 $250,000 DD fee
Cash 35%		 Pension Fund 1 to 1.5%
Facilitator 0.125%
Total Brokers 3% (after closing)

#A-3 (Pension Fund)
USD100 Million +

$10,000 application earnest deposit required by OLC

Must prove 20% real investment in project

Pension Fund 0%
Total Brokers 2%

#B (Dubai)
$50,000 USA
$100,000 Intl
$250,000 ( payable on pre-approval,  refunded on closing).
10%
Brokers 2% to 3% depending on project.
#C (Hard Money) $10,000
$90,000 DD Fee(international)
$30K USA
Lender 10%
Total all brokers 3%
#D (Construction Equity) $35,000 $ Depends on Project Equity stake to 25% to 35% required.
Total all brokers 3%
#E (Pure Equity) $35,000 Intl
$25,000 USA		 $ Depends on Project Equity stake to 20% to 50% required.
Facilitators 3%
#F (Conventional) $nil $ Depends on Project
Facilitators 3%
#G (Hedge Fund) $35,000 $70,000 Lender 1%
Total all brokers 3%
#H (Custom)  approx  $50,000 $ Depends on Project Lender - Depends on Solution
Total all brokers 3%
#I (Invest Bank) $10,000
Payable to OLC		 $ Depends on project 3%
#J (Invest Trust) $10,000
Payable to OLC		 $ 1% plus cost of attending meeting in Vaduz (Liechtenstein) Trust 2%
0.75% for Facilitator/Brokers no other fees allowed.

Fees on LOC acceptance are normally high to cover Due Diligence Costs.

Application fees paid to lenders not to OLC unless stated

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       Title Insurance Regions

When a lender requires title insurance we are restricted to the locations below.
This applies to International Hard Money.

AFRICA/MIDDLE EAST:

Israel

South Africa

 

 

ASIA/PACIFIC:

Australia

Guam

Hong Kong

Japan

Macau

New Zealand

Northern Marianas Islands

Singapore

South Korea

Thailand

 

 

 

CANADA

 

CARIBBEAN :

Anguilla

Dominica

Sint Eustatius

Antigua & Barbuda

Dominican Republic

St. Kitts & Nevis

Aruba

Grenada

St. Lucia

The Bahamas

Guadeloupe

St. Martin

Barbados

Jamaica

Sint Maarten

Bonaire

Martinique

St. Vincent & Grenadines

British Virgin Islands

Puerto Rico

Trinidad & Tobago

Cayman Islands

Saba

Turks & Caicos Islands

Curaçao

St. Barthélemy

U.S. Virgin Islands

 

EUROPE :

Belgium

Greece

Poland

Bulgaria

Hungary

Romania

Croatia

Ireland

Slovak Republic

Czech Republic

Italy

Spain

France

Luxembourg

Turkey

Germany

Netherlands

United Kingdom

Cyprus

 

 

 

LATIN AMERICA :

Argentina

Ecuador

Nicaragua

Belize

El Salvador

Panama

Brazil

Guatemala

Peru

Chile

Honduras

Costa Rica

Mexico

 

 

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