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       Refinance Calculator

Calculates Current V Refinance.
Calculates Monthly Payment & Net Interest Saving
Calculates Closing Costs Break Even Period

Do not use commas when entering numbers ONLY decimal points.

Enter the principal balance of your mortgage:
(call your mortgage lender and ask for the current payoff / settlement amount)
Enter the amount of your current monthly mortgage payment:
Enter your mortgage's current interest rate: (numbers only i.e 10.5)
Enter interest rate you will be refinancing at:(numbers only i.e 8.5)
Enter the number of years you will be refinancing for:
Enter the closing costs :

(Typical number of points is 5 or dollar amount is .05 times the principal)
Would you like to finance the closing costs?
This is how much your monthly payment will be if you refinance:
Monthly Payment Reduction:
Number of months for interest savings to offset closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):

 

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